Last Updated: February 20th, 2014
Consent for Collection, Use and Disclosure
JFB may make new uses or disclosures of information collected from users, such as in connection with an investigation of a breach of an agreement, contravention of laws, an emergency where the life, health or security of an individual is threatened, the collection of a debt or in compliance with the request of a law enforcement agency or a court order, and in such circumstances, this Website will not inform and obtain the consent of the user prior to such change.
A user may withdraw his or her consent for collection, use and disclosure at any time by sending an email to email@example.com. Please note that if you do, this Website may suspend its provision of products and services to you.
Information Collection and Use
Information Collected Upon Registration
If you desire to have access to certain restricted sections of our Website and/or to have access to or use of certain parts of our Website, you will be required to become a registered user, and to submit certain Personal Information to JFB. Personal Information that we may collect in such instances may include your name, email address home or work address, full user name, password, time zone, telephone number, and other information that you decide to provide us with. Providing additional information beyond what is required at registration is entirely optional, but enables you to better identify yourself and utilize our Website.
In addition, you provide us with your Personal Information when you register, subscribe, create an account, purchase goods and services, or otherwise when you provide us with your Personal Information during your interaction with our Website. We also collect Personal Information when you contact us online for customer service and other support using self-help tools, such as email, text, or by posting online.
If you make a purchase from a merchant linked to our Website, the information obtained during your visit to that merchant, and the information you give such as your credit card number and contact information, is provided to the merchants. This is to enable transactions to take place.
Merchants linked to our Website have separate privacy and data collection practices. JFB has no responsibility or liability for these independent policies. For more information regarding the merchant, their store, and their privacy policies, return to that merchant’s home page and click on its Information link.
From time to time, you may be offered the opportunity to receive materials or special offers from third parties. If you opt in to receive information from these third parties, JFB will (with your permission) share your name and email address with them.
“Personal Information” does not include statistical information. By analyzing your use of our system we may compile certain statistical information, such as anonymous information about how users use our service. Statistical data helps understand trends and customer needs so that new products and services can be considered and in order to tailor existing products and services to customer desires. Aggregate statistical information is anonymous and will not be linked to any Personal Information for provision to third parties. We may share such anonymous statistical information with our partners, without restriction, on commercial terms that we can determine in our sole discretion.
Use of Information
- To understand user needs regarding Website services;
- To develop and provide our Website and our products and services for our users;
- To fulfill your requests for products, services or information;
- To communicate with users and Website visitors, when necessary, and to inform users of upgrades, as well as of other products and services available from JFB, its affiliates, and third parties;
- To allow users to access limited-entry areas of our Website;
- To personalize some of our services and products for you and to deliver targeted advertisements and offers from JFB, its affiliates, and third parties;
To bill accounts and maintain payment records;
- To comply with any applicable law, regulation, legal process or government request;
- To respond to a legitimate claim, or to address our reasonable belief, that you are violating the rights of any third party or any of the agreements or policies that govern your use of our Website or any product or service on our Website;
- The protect against legal liability;
- To protect and defend the rights of JFB and the services, products, information, and rights of our Website, including but not limited to the security or integrity of the site;
- To act in urgent circumstances to protect the personal safety of Website users or the public; and
- To identify and resolve technical problems concerning our Website, its information, products and services.
- JFB also uses personal information in an aggregate form (i.e., not individually attributable to you) for its business analysis, operational, marketing and other promotional purposes.
If we hire other companies to provide some products or services on our behalf, then we will only provide those companies the personal information they need for the Identified Purposes, and we will limit their rights to use and further disclose your personal information as appropriate in the course of their work for us.
Disclosure, Processing and Retention
We do not sell, rent, or disclose your personal information to anyone else, except:
To someone you have designated to act as your agent, for one or more of the Identified Purposes (listed in Section 3, above);
To JFB’s employees, independent contractors, subsidiaries, joint venturers, affiliates, consultants, business associates, service providers, suppliers and agents, acting on our behalf for any of the Identified Purposes;
If JFB has reason to believe that disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference (either intentionally or unintentionally) with JFB’s rights or property, other users of our Website, products or services, or anyone else that could be harmed by such activities; and
To respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law, or otherwise as required by law.
We want to help you quickly find information on our Website and alert you to specific offers, updated information, and other new products and services from JFB. Accordingly, we may send you direct mailings or contact you by email or telephone about our various products and services or other products and services we feel may be of interest to you. If you do not want to receive such mailings, simply “opt-out” by the means provided for in the mailings or by contacting JFB at firstname.lastname@example.org.
In addition, as we continue to develop our business, we or our affiliates may sell or buy other businesses or entities, or we may sell, transfer or otherwise share some or all of our assets, including your Personal Information, in connection with a merger, acquisition, reorganization, change of control transaction, sale of assets or in the event of bankruptcy
Your information may be stored and processed in the United States, or in any other country in which JFB or its affiliates, subsidiaries or agents maintain facilities. By using this web site, you consent to any such transfer of information outside of your country.
Accuracy of Personal Information
We will use commercially reasonable efforts to keep Personal Information accurate for the Identified Purposes, and for minimizing the possibility of making inappropriate user decisions based on such information. Users are responsible for informing JFB about changes to their Personal Information. JFB will use new or updated Personal Information it receives from users to update its own records.
JFB will use commercially reasonable efforts to protect your Personal Information. However, no Internet or email transmission is ever fully secure or error free. We will make any legally-required disclosures of any breach of the security, confidentiality, or integrity of your unencrypted electronically stored Personal Information to you via email or conspicuous posting on our Website in the most expedient time possible and without unreasonable delay, consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and restore the reasonable integrity of the data system.
Access to Personal Information
JFB will afford you a reasonable opportunity to review the Personal Information in your file only, upon request to JFB at email@example.com.
If JFB is not able to provide access to some aspect of a user’s Personal Information, it will provide reasons for denying access such as: that by doing so would likely reveal Personal Information about a third party, or that it is confidential commercial information or attorney- client privileged communications, or that the information relates to a breach of an agreement or a contravention of law, or that its disclosure could reasonably be expected to threaten the life or security of another individual.
Users have the right to request that inaccurate or incomplete information be amended as appropriate, by contacting JFB at firstname.lastname@example.org. JFB will promptly correct such Personal Information.
Links to Other Websites
Our Website may contain links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third party websites. These other websites may place their own cookies or other files on your computer, collect data or solicit personally identifiable information from you. Other sites follow different rules regarding the use or disclosure of the personally identifiable information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.
Use of Websites by Children
OUR WEBSITE IS NOT DIRECTED TO, OR INTENDED FOR, CHILDREN UNDER 13 YEARS OF AGE. JFB understands that protecting the privacy of young children is important. For that reason, we never collect Personal Information through our Website from users we actually know are under 13 years of age, and no part of our Website is designed to attract users under 13 years of age. No Personal Information should be submitted through our Website by users under 13 years of age. If a user under 13 years of age submits Personal Information to our Website, we delete such Personal Information as soon as we discover it was provided by a user under the age of 13 and we do not use it for any purpose. We encourage parents to take an active role in their children’s use of the Internet, and to inform them of the potential dangers of providing information about themselves over the Internet.
Other Terms and Conditions; Questions
Other Important Information About your Privacy
Please keep in mind that whenever you voluntarily disclose Personal Information online, for example on message boards, through email, or in discussion areas that information can be collected and used by others. In short, if you post Personal Information online that is accessible to the public, you may receive unsolicited messages from other parties in return.
Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account information. Please be careful and responsible whenever you’re online.
California Privacy Rights and Other Countries
If you reside in Canada, you may have the right to be provided with access to Personal Information that we have collected about you and written information about our policies and practices with respect to the transfer of your Personal Information to merchants outside Canada. E-mail us at JFB at email@example.com with questions.
Pursuant to Section 1798.83 of the California Civil Code, residents of California can obtain certain information about the types of personal information that companies with whom they have an established business relationship have shared with third parties for direct marketing purposes during the preceding calendar year. In particular, the law provides that companies must inform consumers about the categories of personal information that have been shared with third parties, the names and addresses of those third parties, and examples of the types of services or products marketed by those third parties. To request a copy of the information disclosure provided by JFB pursuant to Section 1798.83 of the California Civil Code, please contact us via the email or address stated above. Please allow 30 days for a response.